Broke!

Dang, why is it this time of year we are ALWAYS BROKE???? I mean without fail- every year!! It makes it 10 times more stressful doesnt it??? Thank God I have christmas presents bought, and wrapped and under the tree- but the mortgage is late, as are the two cars and phone bills!! CRAP!! it seems like every year at this time I am looking at the calendar counting down the days until freaking tax returns come! I"m think the new year will need to bring some serious financial counseling- this is just getting old!!